Equal Housing Lender
Virtual Branch Online Banking


We attempt to provide prompt, convenient service when loan applications are submitted. Normally, loan requests can be approved within the same day that they are submitted. However, additional information may be needed, or other circumstances may delay the approval process. Home Equity and First Mortgage loans will require more time. Loan applications are available at either location and can be submitted in person, by fax, via e-mail or USPS. Loan applicants must be credit union members and must have proof of income. A current pay stub or 1099 tax form is required.

Loan Types & Terms:

(Click for more information)
New Vehicles
Used Vehicles
Share Secured
1st Mortgage
Certificate of Deposit
Home Equity
Visa Credit Cards
Debt Protection

It is the policy of Valley 1st Community FCU to deny future credit related services (e.g. Loans and Credit Cards) as well as ATM services, share draft privileges, dividends and pre-authorized transfers to any member who has an existing credit obligation in default or has engaged in any transaction that has caused this Credit Union to suffer a pecuniary loss. If however, the credit obligation is reaffirmed or otherwise voluntarily repaid or the member cures any loss or expense with respect to the matter, then, the member will remain eligible for credit related and other services as though the default or potential loss had not occurred.

Board of Directors
Board of Directors
December 31, 2009

  • Equal Housing Lender Equal Housing Lender
Enterprise Car Sales
Get Pre-Approval Today!
Student Choice
Member Auto Center
Owners Choice Funding
Member Cellular Discounts with Sprint
Adobe Acrobat
Weather Underground Weather Reports
Reorder Personal Checks

V1st Footer
  • ©, Valley 1st Community Federal
    Credit Union. All rights reserved.
  • Equal Housing Lender Equal Housing Lender
  • National Credit Union Administration Federally Insured by NCUANational Credit Union Administration